For over 20 years, Total Benefit Systems, Inc has been serving the voluntary benefit insurance needs of NJ State, County and Municipal employees. We also provide insurance and premium processing services for numerous private sector employers.
    As a proven TPA and enrollment firm, We are here when you need us!

    We are Available:

    • By Toll Free Telephone
    • In person On-Site 24/7 Enrollment & Service
    • Over the phone voice signature enrollment
    • On the web
    • Evening and weekend appointments available also

    As an independent broker representing you, our clients, we are able to offer Best in Class products from Best in Class Insurers such as; Aflac, American Heritage Life Insurance Company, a wholly-owned subsidiary of the Allstate Corporation, Unum, Transamerica Employee Benefits and many other reputable companies.

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